Roth Ira Income Limits 2025 Income Tax. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or.  — the combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you're age 50 or older.

If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2025 and $161,000 for tax year 2025 to contribute to a roth. Find tax rates, deductions, tds/tcs rates, capital gains, advance tax schedules, and major amendments.